I am a fee only adviser.

For investment advisory accounts I use a mixture of individual stocks and stock and bond mutual funds and exchange traded funds. Your securities are totally under your control at all times. I do not take physical possession of them.

My investment advisory fees are .150% per quarter for personalized portfolio management. There is a minimum fee of $400 per quarter. My minimum portfolio size is $250,000.

If you’re interested in exciting cocktail conversation about exotic products then you’re in the wrong place. I do not speculate and do not accept clients who wish to take unreasonable risks. I will be your close adviser in my capacity as the company’s owner. I will also receive assistance from my administrative support personnel. I will help you formulate reasonable goals and strategies to achieve them.